Owning a life insurance policy can be very helpful to the holder and their dependents. Young people with families, mortgages, student loans or other obligations often opt for Term Insurance due to its low price and simple nature.  It does the job you need it to, at the best possible price.

If you’re on the fence about buying life insurance, please consider the following reasons why it’s smart to own a life insurance policy:

 Financial Protection in Case of Death 

The death of the primary earner can be devastating to a family’s finances. With an insurance policy, a family’s financial burden is shared by the life insurance company. Upon the death of the insured, the family will receive the support they need to continue living their lives.

Paying the remainder of the mortgage, replacing an income stream, and providing an education fund for children are some of the most common reasons families buy insurance.

Flexible and Easy to Buy

Term insurance has many advantages to you and your family:

  • Easiest and most affordable life insurance to buy
  • May be purchased for a specific time period, such as 10, 20 or 30 years, known as a “term”
  • Low prices in early years allow you to purchase the right amount of coverage at a great price.
  • The term may be renewed without additional medical questions or testing. The price will go up, but it provides you with long term flexibility if your needs change or your health worsens

It’s a good time to buy insurance now. The younger you are the, the cheaper the policy is. The healthier you are, the easier it is to qualify.

At Juniper, we are specialists in term insurance.  Remember, Juniper is life insurance. Done differently.